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May 25, 2012 @ 06:15 PM

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Michael S. Cocco, CFP® - CERTIFIED FINANCIAL PLANNER™ Professional, AXA Advisors LLC

CERTIFIED FINANCIAL PLANNER™ Professional

Michael S. Cocco is a CERTIFIED FINANCIAL PLANNER™ professional and Divisional Vice President with AXA Advisors, serving as the managing director of the Nutley, New Jersey office. Mike is a member of the National Association of Insurance and Financial Advisors (NAIFA) and a Top of the Table Qualifier of the Million Dollar Round Table (MDRT). Mike, his father Sal, and their firm deliver wealth accumulation and wealth protection for their clients, while incorporating tax savings techniques through sound financial planning and estate planning.

The firm’s services are comprised of Investments (Retirement Planning, Educational Planning, Asset Management) and Insurance (Life, Disability, and Long Term Care) to ensure that you and your family are taken care of no matter what life may bring.  They also offer succession and transition planning for businesses, accompanied with employee benefits packages.
 
Mike and his wife, Katie, enjoy giving back to their local community of Nutley, NJ through their involvement in several service and charity organizations, including the Nutley Family Service Bureau and Nutley UNICO. In addition, Mike serves as current President of the Northern NJ Chapter of the Penn State Alumni Association and Board member of the Four Diamonds Fund to conquer childhood cancer. He was recognized in 2007 as the Nutley Jaycees Outstanding Young Adult and also as the 2007 Outstanding Recent Alumnus of Penn State University.
 
Contact us today if you would like us to review your existing insurance programs to see if they are meeting your needs and goals, or if you would like a complimentary investment review to view opportunities to control risk and volatility in your portfolio.
 
 Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
 
*Estate planning is offered using life insurance or other financial products.

Newsletters

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Consumer spending still accounts for about 70% of gross domestic product, but some government statistics suggest that consumers may have reduced spending drastically in recent years, especially on discretionary items. High unemployment, household debt, and a general lack of confidence can affect consumers' ability and willingness to spend.

Diving into Dividends

Dividends have traditionally been considered a source of income, but they also can be a powerful way to help build savings. A recent study found that dividends contributed 44% of S&P 500 total returns from 1930 through September 2010. This article explains how dividends work and the role that dividends could play in an investor's savings strategy.

Designating Retirement Plan Beneficiaries

IRAs and defined-contribution plans have become an important component of personal wealth for households. Designating account beneficiaries and keeping the designations current can be a complex — but important — process to perform on a regular basis as certain life events and tax situations can necessitate a change.

HOT TOPIC: Are Housing Troubles Standing in the Way of Growth?

In the wake of past recessions, the housing industry provided a meaningful economic boost. This time around, the pace of the recovery has been more sluggish than expected, and ongoing weakness in the housing sector may be to blame.

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Calculators

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

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Contact Info

Phone: 973-667-8650

michael.cocco @axa-advisors.com

Local Office | Branch Office